Auto Insurance

What is Long Term Care?

Long Term Care consists of a wide range of medical and support services for the elderly or people with a degenerative condition (e.g. Parkinson's, stroke, etc.), a prolonged illness (cancer) or cognitive disorder (Alzheimer's).

Long Term Care could also be categorized as "custodial care." Custodial care involves providing an individual assistance with activities of daily living or supervision of someone who is cognitively impaired.

Long Term Care, could include simple daily activities such as:

* Climbing out of bed
* Walking to the bathroom
* Using the toilet
* Using the bath or shower
* Getting dressed
* Eataing lunch or breakfast

When you or a loved one is suffering with a degenerative condition such as a stroke or Alzheimer's, performing these activities become impossible without the assistance of another person.

This type of care is Long Term Care. Long term care is chronic and could become very expensive. Long Term Care can be provided in many settings including nursing homes, your own home, assisted living facilities and adult day care.

Insurance Home Page

NAIC National Association of Insurance Commisions
The mission of the NAIC is to assist state insurance regulators, individually and collectively, in serving the public interest and achieving the following fundamental insurance regulatory goals in a responsive, efficient and cost effective manner.

InsureKidsNow.GOV
The federal government and the states together offer health insurance coverage for children through Medicaid and the Children’s Health Insurance Program (CHIP). These programs serve families who are not able to afford health insurance coverage in the private market or do not have coverage available to them. Every state’s program is unique and has individual income eligibility rules and benefits covered, but in general, children in families with incomes up to $44,500 per year (for a family of four) are likely to be eligible for coverage