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Auto Insurance in California California Auto Insurance in the News

California Low Cost Automobile Insurance Program (CLCA)
California Low Cost Automobile Insurance Program (CLCA) provides affordable car insurance to low income families. By California Law all drivers should be insured however many remain uninsured. This program helps all those without the means to afford automobile insurance in Calfiornia

The maximum limits for CLCA liability automobile insurance is:

* Bodily Injury liability per person - $10,000
* Bodily Injury liability per accident - $20,000
* Property Damage liability per accident - $3,000

In 2005, the California Legislature passed Senate Bill 20, which expanded the Program to the counties of Alameda, Fresno, Orange, Riverside, San Bernardino and San Diego, effective April 1, 2006. This legislation also authorized the Insurance Commissioner to launch the Program throughout the state upon determination of need in each county.

* Effective June 1, 2006, eight additional counties were introduced into the Program: Contra Costa, Imperial, Kern, Sacramento, San Joaquin, San Mateo, Santa Clara and Stanislaus.
* On March 30, 2007, the six additional counties of Merced, Monterey, Santa Barbara, Sonoma, Tulare and Ventura were added.
* On October 1, 2007, twenty more counties were added: Amador, Butte, Calaveras, El Dorado, Humboldt, Kings, Lake, Madera, Marin, Mendocino, Napa, Placer, San Benito, Santa Cruz, Shasta, Solano, Sutter, Tuolumne, Yolo and Yuba.
* On December 10, 2007, the final 16 counties of Alpine, Colusa, Del Norte, Glenn, Inyo, Lassen, Mariposa, Modoc, Mono, Nevada, Plumas, San Luis Obispo, Sierra, Siskiyou, Tehama and Trinity were added, making it a statewide Program.


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California Department of Insurance  
Is California a No Fault State for Auto Insurance?
California is not a no fault state. California like many other states follow the Financial Responsibility law and has adopted a fault-based, or “tort liability,” system of auto insurance. In a fault-based system, insurance companies pay according to each party’s degree of fault.
 
The following companies offer Auto insurance in California.  

Aegis Security
AIG American General
AIG Insurance
Allied
Allstate Insurance
AMCO Insurance
American Modern
American Reliable
Ameriprise Auto & Home Insurance
Amica Insurance
Atlantic Mutual
Balboa Insurance Group
Bristol West Insurance Group
California Casualty
California State Automobile Association
Chubb Insurance
Conseco
Country Financial Services
CUNA Mutual
Deerbrook Insurance
Electric Insurance
EMC
Farmers Insurance
Fidelity
Fireman's Fund
Foremost Insurance
GEICO
GMAC Auto Insurance
Great American
GuideOne Insurance
Hanover Lloyd's Company
Hartford Insurance
Horace Mann
Infinity
Liberty Life Assurance
Liberty Mutual Insurance
Merastar
Mercury
National Indemnity
Nationwide Insurance
Northe Pointe
Northland
Oregon Mutual
Premier
Progressive Insurance
Response Insurance
SAFECO Insurance
Safeway Insurance
Sentry Group
State Farm Insurance
Sutter
Thrivent Financial for Lutherans
Travelers Insurance
Twenty-First Century Insurance
Twin City Fire
Unigard Insurance
United Financial
United Fire & Casual
United Heritage Life
United Services Automobile Association
Unitrin Direct
USF&G
Utica
Vigilant
Viking Co of WI
Wawaunesa
Western National
Western Southern Life
Workmans Auto
Yosemite
Zurich North America

 

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