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* Your credit score. Your credit score and credit history helps you get better rates on your auto loan and is important in determining if you will get a loan. Check your credit report and make sure there are no mistakes before applying for an auto loan.

* Compare auto insruance rates. Get several quotes before you buy your car. Rates vary and there is no sense paying a dollar more than you have to.

* Be prepared to give some of the following information when applying for an auto loan:

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  • Whether you rent or own
  • Credit Cards and other loans
  • and Social Security Number







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